Hilda Hensley Branch Manager, Benchmark Mortgage 4123 Solano Ave. Napa,CA 94558 (707) 254-8891 office (707) 529-8377 cell NMLS #280206 CA-DOC280206 hilda.hensley@benchmark.us  www.benchmark.us/
	Bill Marseilles Senior Relationship Manager First Republic Bank 1753 Trancas Street Napa, California  94558 707.251.4107  (Direct) 707.235.3250  (Mobile) 707.251.4155  (eFax) 707.254.8600  (Client Services) wmarseilles@firstrepublic.com
	Cheris Hallman Senior Loan Officer NMLS #252000 Direct: (707) 333-4900 Fax: (707) 307-5114  433 Soscol Ave STE# B151 Napa, CA 94558 cheris.hallman@homestreet.com www.cheris.com
	Jan Wamsley NMLS ID # 337651 433 Soscol Ave STE # B151 Napa, CA 94558 office: 707.253.2300 direct:707.322.9156 Jan.Wamsley@homestreet.com
	Sean Wickersham NMLS ID# 369195 1001 Second Street #245 Napa, CA 94559 office: 707.260.1270 cell: 707.287.1901 Sean.Wickersham@banchomeloans.com

Have you ever wondered what the steps are to getting qualified for a loan? Do you know what ARM is? The documents below will help you get a better understanding of the mortgage and loan process. If you would like more information or don’t see the answer to a question you may  have, please contact us and we will assist you.