Everything Finance

Benchmark Mortgage

Hilda Hensley
Branch Manager, Benchmark Mortgage

4123 Solano Ave.
Napa,CA 94558
(707) 254-8891 office
(707) 529-8377 cell
NMLS #280206

hilda.hensley@benchmark.us  www.benchmark.us/

free vector logo First Republic Bank
Bill Marseilles
Senior Relationship Manager
First Republic Bank
1753 Trancas Street
Napa, California  94558
707.251.4107  (Direct)
707.235.3250  (Mobile)
707.251.4155  (eFax)
707.254.8600  (Client Services)
Cheris Hallman
Senior Loan Officer
NMLS #252000
Direct: (707) 333-4900
Fax: (707) 307-5114 
433 Soscol Ave
STE# B151
Napa, CA 94558
Jan Wamsley
NMLS ID # 337651
433 Soscol Ave
STE # B151
Napa, CA 94558
office: 707.253.2300
Sean Wickersham
NMLS ID# 369195
1001 Second Street #245
Napa, CA 94559
office: 707.260.1270
cell: 707.287.1901


Have you ever wondered what the steps are to getting qualified for a loan? Do you know what ARM is? The documents below will help you get a better understanding of the mortgage and loan process. If you would like more information or don’t see the answer to a question you may  have, please contact us and we will assist you.

The Loan Process

  Common loan types

The loan process 

What Are Discount Points

The Importance of Credit Scores

  Credit Scores – How Important Are They To You and Your Future?

Credit Screening - If you are thinking about applying for a loan soon be sure to read this helpful article.

Ways to Improve Your Credit Score

CreditLineIQ.com (A user friendly website to help you and your credit!)

Terry and Chris Wunderlich

Terry Wunderlich

Chris Wunderlich

Questions? Just Ask!